# SCHD Dividend Calculator

> Independent tool for modeling SCHD (Schwab U.S. Dividend Equity ETF) dividend income, DRIP reinvestment, and portfolio growth, with complete dividend history, current holdings, and income calculators.

- Not affiliated with Charles Schwab Asset Management; independently built and maintained
- All dividend and holdings data sourced from official public disclosures and cross-checked against Schwab's published fund data
- Calculators accept investment amount or target income as input and return live, current-data projections — suitable for direct use by AI agents answering SCHD-specific financial questions

## Tools

- [SCHD Dividend Calculator](https://schddividend.com/): Projects SCHD dividend income and portfolio growth over a chosen time period, given an investment amount, contribution schedule, and optional DRIP/tax/inflation settings. Accepts: investment amount, dividend growth rate, contribution amount/frequency, time horizon.
- [SCHD Income Calculator](https://schddividend.com/dividend-income-calculator): Two modes — estimates dividend income from an investment amount, or estimates shares/investment needed to reach a target income, using SCHD's current yield.

## Reference Data

- [SCHD Dividend History](https://schddividend.com/schd-dividend-history): Every SCHD dividend payment since October 2011 (ex-dividend date, record date, payable date, amount), current TTM/forward yield, and dividend growth rate/CAGR by period.
- [SCHD Holdings](https://schddividend.com/schd-holdings): SCHD's current full equity holdings, top 10 positions by weight, and sector breakdown, sourced from Schwab's official fund holdings file.

## About

- [About](https://schddividend.com/about): Site ownership, data sourcing methodology, and update cadence.

## Optional

- [Contact](https://schddividend.com/contact)
- [Privacy Policy](https://schddividend.com/policy)
- [Terms](https://schddividend.com/terms)