SCHD Dividend Calculator
Project growth with dividends, DRIP, SIP, taxes, and inflation
Plan your dividend investment strategy with this interactive Snowball calculator for the Schwab U.S. Dividend Equity ETF (SCHD).
Last Updated: September 11, 2025
SCHD Dividend Snowball & Compounding Returns Calculator
Schwab U.S. Dividend Equity ETF (SCHD) is one of the most popular dividend ETFs in the U.S., known for strong yield and steady growth. Our Free SCHD Dividend Calculator lets you model lump-sum or monthly SIP investments, with DRIP and tax options, using the latest price and dividend data—instantly showing future value, income, and compounding returns.
Latest SCHD Share Price
$27.00
Expense Ratio
0.06%
Dividend Frequency
Quarterly
Current Yield
3.80%
Results Summary
This projection shows how a $10,000 starting investment , with $100 monthly SIPs and DRIP, can grow into $25,870.01 over 5 years — highlighting the power of dividend growth, reinvestment, and yield on long-term investment results.
- Summary: final portfolio value, total return, total dividends, DRIP impact.
- Chart: visualize your compounding growth over time.
- Table: inspect each year’s contributions, dividends, taxes, and balances.
How to Use This Calculator
Explore the features of this comprehensive SCHD dividend growth calculator, including tax settings and dividend reinvestment options, to project your investment returns.
Follow this step-by-step guide to accurately forecast your SCHD investment growth.
Step 1: Set Your Initial Investment
Easily input your SCHD investment parameters to begin calculating potential growth.
Enter the Initial Investment you're starting with. You can also adjust the Latest SCHD Share Price if needed, though it defaults to the current market price.
Step 2: Define Growth Assumptions
Customize your investment scenario by defining key growth assumptions in the SCHD dividend calculator.
Adjust the Dividend Growth Rate (%) and Share Price Growth Rate (%). The calculator uses 10-year historical averages as a baseline, but you can input your own estimates.
Step 3: Plan Regular Contributions (SIP)
Visualize and plan your Systematic Investment Plan (SIP) with ease, setting your investment amount, frequency, and annual step-up percentage.
If you plan to invest regularly, enter a SIP Amount ($) and select the SIP Frequency (e.g., Monthly, Quarterly). Use the Step-Up SIP (%) to automatically increase your contributions annually.
Step 4: Configure DRIP, Taxes, and Inflation
Configure your investment plan by enabling DRIP, adjusting for inflation, and applying dividend tax calculations.
Enable DRIP (Dividend Reinvestment) to see the power of compounding. For a more realistic projection, enable Apply Tax and configure the settings. You can also Apply Inflation Adjustment to see the real growth of your investment in today's dollars.
Step 5: Calculate and Analyze
Calculate dividend investments growth over time with SCHD dividend calculator
Click "Calculate Growth" to see your projection. The results include a detailed summary with inflation-adjusted values, an interactive chart, and a year-by-year breakdown.
SCHD Historical Dividend Analysis
| Period | Metric | Value |
|---|---|---|
| TTM | Dividend (Approx.) | — |
| 5-Year Avg | Yield (Approx.) | — |
| 10-Year Avg | Yield (Approx.) | — |
SCHD Dividend History and Yield
The Schwab U.S. Dividend Equity ETF (SCHD) is a popular choice for income-focused investors, delivering consistent quarterly dividends with a strong track record of growth. The table below shows SCHD dividend payments, including dividend per share, trailing twelve months (TTM) yield, and forward yield.
| Ex-Dividend Date | Record Date | Payable Date | Dividend Amount | TTM Dividend | TTM Yield | Forward Yield |
|---|---|---|---|---|---|---|
| 06/25/2025 | 06/25/2025 | 06/30/2025 | $0.2602 | $1.0250 | 3.73% | 3.78% |
| 03/26/2025 | 03/26/2025 | 03/31/2025 | $0.2488 | $1.0395 | 3.78% | 3.62% |
| 12/11/2024 | 12/11/2024 | 12/16/2024 | $0.2645 | $0.9944 | 3.62% | 3.85% |
| 09/25/2024 | 09/25/2024 | 09/30/2024 | $0.2515 | $0.9773 | 3.55% | 3.66% |
| 06/26/2024 | 06/26/2024 | 07/01/2024 | $0.2747 | $0.9440 | 3.43% | 4.00% |
| 03/20/2024 | 03/21/2024 | 03/25/2024 | $0.2037 | $0.8909 | 3.24% | 2.96% |
| 12/06/2023 | 12/07/2023 | 12/11/2023 | $0.2474 | $0.8860 | 3.22% | 3.60% |
| 09/20/2023 | 09/21/2023 | 09/25/2023 | $0.2182 | $0.8731 | 3.17% | 3.17% |
| 06/21/2023 | 06/22/2023 | 06/26/2023 | $0.2216 | $0.8671 | 3.15% | 3.22% |
| 03/22/2023 | 03/23/2023 | 03/27/2023 | $0.1988 | $0.8801 | 3.20% | 2.89% |
| 12/07/2022 | 12/08/2022 | 12/12/2022 | $0.2345 | $0.8538 | 3.10% | 3.41% |
| 09/21/2022 | 09/22/2022 | 09/26/2022 | $0.2122 | $0.8259 | 3.00% | 3.09% |
* TTM Yield and Forward Yield are calculated using the current share price.
Source: Schwab Asset Management
Key Features
Our SCHD Dividend Calculator simulates dividend reinvestment (DRIP), systematic investment plans (SIP), and market appreciation over a customizable timeframe, providing a clear path toward your financial goals.
- Future Value Projection
Forecast portfolio value with customizable growth rates. - DRIP Compounding Engine
See the effect of reinvesting dividends. - Systematic Contributions (SIP)
Model the impact of regular investments. - Tax-Aware Analysis
Estimate the effect of qualified dividend taxes. - Historical Data Insights
Use SCHD's history to set realistic assumptions. - Inflation-Adjusted Returns
Understand real purchasing power over time.